Were you the recipient of a mysterious letter, phone call, or in-person service of court documents informing you that you are being sued by Asset Acceptance Capital Corp in Pennsylvania? If so, it is urgent that you contact an attorney as quickly as possible to defend yourself against damaging financial consequences.
Who Is Asset Acceptance Capital Corp?
Asset Acceptance Capital Corp, a subsidiary of Encore Capital Group, Inc., is a company that purchases allegedly defaulted credit accounts from banks and credit card companies for pennies on the dollar and then attempts to collect on those accounts by suing the debtor for the full amount. Known as “junk debt buyers,” companies like Asset Acceptance Capital Corp file lawsuits in bulk in almost every county in Pennsylvania against individuals like you hoping to make a massive profit.
Asset Acceptance Capital Corp and the attorneys that represent clients like them are intimately familiar with the legal system and understand that individuals who fail to respond to a lawsuit run the risk of losing by summary judgment. Debt judgments can be extremely serious, as they can grant the plaintiff the ability to pursue foreclosure on your home, garnish your wages, or even force you to sell your assets to pay alleged the debt.
What Should I Do?
As frightening as your situation may appear to be, it is important to know that these types of lawsuits can be beaten with the assistance of a powerful attorney. Since junk debt accounts can change hands several times before a lawsuit is filed, in many cases, junk debt lawsuits lack the necessary documentation to prove the plaintiff’s claims, allowing a skilled attorney to pursue a dismissal for legal insufficiency. In other cases, junk debt buyers may file lawsuits without even examining the legitimacy of the debt, suing over debts that have already been satisfied or discharged through bankruptcy known as “zombie debts.”
If you have been sued by Asset Acceptance Capital Corp, I, Philadelphia Debt Collection Defense Attorney Michael P. Forbes, can provide the powerful legal representation you need to protect your rights as a consumer and maximize your chances of securing a favorable outcome. Having handled countless debt collection lawsuits on behalf of clients just like you, I understand your circumstances and can offer the invaluable insight necessary to get the results you need.
Do not let a junk debt buyer push you around – call my office for services in Pennsylvaniaat (610) 991-3321 today to review your defense options in detail.