Many people throughout the United States are facing debt problems. Businesses make it incredibly easy to apply for a credit card, and people who are unused to managing their credit can quickly fall into a pattern of using one credit card to pay for another. According to Fortune.com, indebted households carry an average credit card balance of $15,706. When people can no longer avoid paying their bills, the lenders often send their accounts to 3rd-party debt collectors, who can sometimes rely on underhanded tactics to get people to pay off their debts.
Hayt Hayt & Landau is a firm that specializes in pursuing credit card debtors. Capital One Bank and Midland Funding, a junk debt buyer, are their biggest clients. This law firm has also been sued for allegedly violating the Fair Debt Collections Practices Act (FDCPA) during debt-collection attempts.
While they are incredibly good at what they do, their clients aren’t always the best prepared. Credit card cases are based on documentation. Contracts, terms and conditions, statements, bills of sale, and forward flow agreements are some of the essential documents needed to pursue a debt lawsuit. Without enough of these relevant records, there is no evidence to support a case. Midland Funding is one of the companies often lacking sufficient documentation when it comes to debt lawsuits.
If you’re facing a lawsuit from Hayt Hayt & Landau, let me help. The Law Office of Michael P. Forbes can offer you a dedicated Philadelphia debt collection defense attorney who can help you get your life back. My goal is to help as many people as possible combat the bullying tactics of debt-collection agencies. Many of these companies use tactics that violate the FDCPA. Let me use my more than 20 years of legal experience on your behalf.
Contact me at (610) 991-3321 or fill out the online form to schedule a consultation with me today.